Basic calculator

Use this calculator if you are considering moving into a retirement village. This will give you an overview of the following costs, based on the experience of an average resident:

  • ongoing fees for services and maintenance while you live in the village
  • exit fees and any return you'll get when you leave the village.

To get started, you need:

  • the location you’d like to live in
  • your budget (how much you‘d like to spend).

For more information on how the calculations are made, read Assumptions.

Step 1: Retirement village location

Enter the postcode of the retirement village location

Depending on whether you wish to live in Greater Sydney or Regional NSW, your cost average will vary.


Your results are calculated using the information you provided, and by applying the following assumptions (based on the average retirement village resident).

Contract types

The most common contract title is loan/licence. Read more about retirement village contract types(opens in a new window).

Departure fee

The most common departure fee structure is 3% of the entry fee per year, capped after 12 years.

Capital gain

Capital gain is usually split 50/50 between resident and retirement village operator.

Time taken to sell

The average selling period from time of vacancy to settlement in NSW is 283 days.